GiroTap Saver

Easy-access saving.Up to 3.10% AER1

Link your card once. Set a sweeping rule. Earn the best easy-access rate2

9:41
R
Earning 3.10% AER
€9,352.16
Sweep From
Debit card •• 4151
Linked once
IBN
Active
Sweeping rule
Everything above €500
9:41
✕
Simulated Rate 3.10%
€72,481
€12,481 Earned in 10 Years
Future Projection10Y
9:41
R
Earning 3.10% AER
€9,352.16
€6.31 Earned Past Week
↑€€€
Oct 17Today
1W1M1YAllFuture+

1Rates are variable and depend on the provider your money is swept to. Withdraw anytime. T&Cs apply.


One tap. Best rate.

GiroTap compares easy-access savers and sweeps your money to the one paying most.

Skip the low rates

Every saver, one balance

GiroTap isn't a bank. It brings easy-access accounts from partner banks into one place.

  • Best easy-access rate
    3.10%
  • Neobanks3
    2.00%
  • Banks3
    0.40%

3.10% is the best easy-access rate currently offered through GiroTap. Rates may vary.


Simulate your sweeps.

Simulation

Get early access

Future Balance

€44,975.55
€6,975.55 Earned in 10 years
7.50K14.99K22.49K29.98K37.48K44.98K
Today10Y

Simulating a monthly sweep of €300 at 3.10% AER.Rates are variable and may change over time.

Rates are variable and not guaranteed. Projections are illustrative only. Read our terms.

Every provider. One place.

Balance

€10,000

Your Rate

3.10%

Slide to see how much you could earn!
€0€50,000

Earned in 1 year

At the best rate shown

€375.47
Partner Bank A★3.10%
Partner Bank B2.85%
Partner Bank C2.60%
Get early access

Rates are subject to change. Learn more.

Move money your way.

Debit card •• 4151
Your current account
IBN
Linked
Sweeping rule
Everything above €500
Weekly
Link once

Link your card once.

Add your current-account card. GiroTap sweeps from it automatically.4

€50
Your money, your rules

Withdraw anytime.

Easy access: move money back to your current account whenever you need.


Saving on easy mode.

€1,000.0335
Interest every day

Every day counts.

Interest is worked out on your balance every day.

PAYDAY
25
Sweeping rules

Automate your savings.

Sweep leftovers above a limit, round-ups, or a set amount on payday.

Safeguarded funds

Your money is safeguarded.

Held by a licensed EMI, kept separate from its own funds.5

€
€200
€10,903.12 in 5 years
More providersComing soon

Spread your savings.

Soon you'll be able to split your balance across several providers.

5Your money is held by a licensed electronic money institution (EMI) and safeguarded, kept separate from its own funds. E-money is not covered by deposit guarantee schemes.


How GiroTap works.

You link your card once and choose a sweeping rule. GiroTap moves what you don't need to the easy-access saver paying the most.

▲ You

Link your card

Once, from your current account. Set a sweeping rule.

GiroTap
▼ Partner banks

Easy-access savers

GiroTap compares them and sweeps to the best rate.

% Earnings3.10%AER

Security built for your savings.

GiroTap only moves money under the rules you set, and your money is held by a licensed EMI.

Built for safety

Secured at every layer.

Secure sign-in and bank-grade encryption on every page.

Licensed
Regulated partner

Held with a licensed EMI

Your money sits with a licensed electronic money institution, never with GiroTap.

FAQs

The one-tap saver

Up to 3.10% AER with easy access2

Get early access
9:41
R
Earning 3.10% AER
€9,352.16
€6.31 Earned Past Week
↑€€€
Oct 17Today
1W1M1YAllFuture+
  1. Rates are variable and depend on the provider your money is swept to. Withdraw anytime. T&Cs apply.
  2. GiroTap compares easy-access savings accounts from its partner banks. The best rate shown is the highest currently available through GiroTap.
  3. Typical easy-access rates for neobank and high-street savings accounts. Rates may vary.
  4. Card linking and sweeps are provided by GiroTap and its regulated payment partners.
  5. Your money is held by a licensed electronic money institution (EMI) and safeguarded, kept separate from its own funds. E-money is not covered by deposit guarantee schemes.